The following is a list of items needed at application for rapid and proper processing of your loan. By having these items at application we can save time by eliminating the need for written employment verification from your employer, verification of credit obligations, and verification of cash on deposit and other bank accounts.

1. Most recent 12 months' mortgage history (cancelled checks or landlord information if not on credit report)

2. 1 month of most current pay stubs from all current employers

3. 2 years of most recent completed and signed federal tax returns and W2's for all employers

4. Name, addresses, dates of employment and salary for last 2 years

5. Most recent 3 months bank statements (all accounts - all pages)

6. Social Security cards (if receiving pension, please provide award letter and most recent payment receipt)

7. Fully executed gift letter (if applicable) including copy of certified check from a blood relative and a copy of the deposit slip.

8. Complete copy of the purchase agreement